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Agent payments Session vs charge

Tempo's XRPL MPP method has two intents. Charge is one on-chain Payment per request — XRP, issued currencies (IOUs), or MPTs. Session opens an XRP Payment Channel once, then meters with off-chain vouchers until a later claim. This desk shows public ledger proxies for those rails, not Stripe or Tempo Dashboard volume.

XRPL settlement proxies for agent/MPP-style flows. Not Stripe Dashboard volume. Session micropays are mostly off-chain until claim.

Investor brief proxy vs confirmed

Agent micropayments / AI-kit settlement on XRPL — not a new ETF.

Session (PayChan proxy) · 24h XRP only

Creates
Funds
Claims
Claimed XRP

Session (PayChan proxy) · 7d rolling window

Creates
Funds
Claims
Claimed XRP

Charge (Payment proxy) · 24h untagged + allowlisted IOU

One Payment per request in Tempo docs. Counts here are tesSUCCESS Payments — not MPP-labeled volume. IOU lane is allowlisted issuers only.

XRP Payments
Allowlisted IOU
MPT
IOU issuers

Charge (Payment proxy) · 7d rolling window

XRP Payments
Allowlisted IOU
MPT
IOU issuers

Open channels ledger objects

Checking whether a cheap open-channel total exists…

Tempo network comparison only

Same MPP name, different chain. Stripe Dashboard MPP often settles on Tempo/Solana USDC — not visible here as “Stripe MPP on XRPL.”

Events
Payers
Payees
7d events

MPP / x402 headlines

Loading agent-payment headlines…